![]() Examples of comprehensive claims are theft, vandalism to your vehicle, or glass damage due to a pebble coming up from the pavement. Or, your insurer might ask you for a higher deductible, not offer this coverage, or cancel you altogether if you've had a number of comprehensive claims. Two or more comprehensive claims in a short span of time will likely affect your rate. While a comprehensive claim will not affect your driving record, it could affect your premium. Will a comprehensive claim affect my premium?Ī. Depend on your insurance broker not on your credit card. You need to read the small print very carefully, there may be limitations. Each credit card offers different coverages and limits. My credit cards promote that I have insurance coverage for car rentals. Your policy can be extended to provide coverage based on your own unique needs. If you are renting a vehicle, make sure you talk to your insurance broker in advance. Does my automobile insurance policy provide any coverage for my rental?Ī. ![]() I am going on vacation and plan to rent a car. If you live in a province that allows you to sue an "at fault" driver but the accident happens in a "no fault" province, you will have to look at your own policy for any payment. The rules of the province where you have the accident will prevail. If I get into an accident in another province, do the same insurance rules apply?Ī.
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